Payday America W Division St, St Cloud

This location has been good to me for years. I never used the payday loan side until recently. They're Better than everyone else locally as far as loan amounts and fees. Just remember to bring id, your pay statement, and current bank info. I DIDN'T have my very current bank statement and had to come back with it. The lady was nice and professional.

I love this place! I have had numerous loans here over the past 2 years. The loan agent lisa is always nice and my last loan was increased due to my promotion at work. This helps me sometimes when im in a bind or need a large down payment for a major purchase. Bank statement must be current to the day your asking for one though, so be prepared! Recommend 100%!

I was weary of trying a payday loan for the first time because of all the stories you hear of very high interest rates, fees, hidden costs, and the process of it. I chose Payday America because it had the best all around business feel and the website offered some solid information. I went in and approached the clerk (Lisa i believe) who greeted me with a smile and asked if i was in need of assistance for a loan or would like information on how to go about getting one. She was very polite and talked to me in english, and not in legalese. I knew i would probably need my last paystub, id, and current bank statement as that seems standard on loans like these. I was surprised actually at the amount i was allowed to borrow, and the interest really wasnt all that much! Overall the process in total wasnt too long, Lisa was informative and cheerful, and i left feeling like i didnt just go into debt for the next month or two.

Friendly service person, loan was fast and i wanted more but fair to be honest. Would use again.

Lisa did a great job walking me through the loan process and explaining the options I had.

Thanks Lisa for being such a big help with my purchases.

There when I needed emergency cash....a life-saver!

Lisa is the bomb.com, thanks Lisa!

Awesome service and friendly staff at the Saint Cloud location!

They will screw you over, rude management.