Title loans are a type of loan which allows you to use the titles of your car, truck, motorcycle, and other vehicles as collateral. To get a title loan, you need to sign over your title to the lender and get it back until you completely repay the money.
How to Find Title Loans Near Me?
In-Store Title Loans Near Me
To find a title loan near you, the common practice is to visit physical title loan stores in your city before eventually choosing the lender you like.
However, you had better google some basic details of the nearby title loan stores and pick out the trusted lenders before starting your trips.
Online Car Title Loans
Compared with the physical stores near you, online car title loans may save you much time and money. They allow you to get your car title loans completely online, making the whole process as easy as possible.
FastTitleLoans is an ideal choice regarding online car title loans because we have partnered with a long list of industry-leading leaders in many states. If you are in urgent need of cash, just submit your basic information via our websites. Once we receive your submission, our friendly staff will help find suitable lenders.
How Does FastTitleLoans Work?
Submit Basic Information
You can get a connection with one of our lenders through our simple form. It"s a piece of cake to submit your basic information with it and search our partnered lenders on our platform.
Get Instant Decision
Once our partners receive your submission, they"ll promptly and accurately value your vehicle according to their own living market data. Upon the assessment, they"ll make a decision on how much you can get.
Get Fast Money
If you both have reached an agreement, the funds will be transferred directly to your bank account as fast as the next business day.
Why is FastTitleLoans the Top Choice for Me?
Quick & Easy Submission Process
All Credit Types Considered
Most Makes and Models Accepted
Competitive Rates
Friendly & Transparent Service
High Acceptance
Major Types of Title Loans
Auto Title Loans
An auto title loan is most commonly seen among all kinds of title loans. It"s the easiest and quickest choice when it comes to title loans. This type of loan enables you to get the amount you need as fast as possible provided you have all the documents in order.
Boat Title Loans
Your boat can also serve as collateral for a title loan. When you are requesting a boat title loan, you"re actually using the equity available on your boat or the watercraft you own as collateral. Getting a boat title loan is as easy as an auto title loan so long as you prepare all the requested paperwork.
Motorcycle Title Loans
You can also get a title loan with your motorcycle. The process is similar to that of a car title loan, which needs a lien-free motorcycle title. Then you may follow the guidelines of your lender to get a motorcycle loan.
What’re the Pros and Cons of Car Title Loans?
Every coin has two sides, and a car title loan is not an exception. Here we list some pros and cons for you to consider.
Pros
You can get your money in a fast manner.
There are fewer credit checks of a title loan.
Title loans have less impact on your credit score.
Cons
Some title loan lenders may charge expensive fees.
The interest rate might be higher than other loans.
Your vehicle might get repossessed if you don"t repay in time.
Find The Right Title Loan Lender In Your State
We rounded up information about some of the best title loan lenders within the US and arranged them by state. You can visit the link of your resident state below to check out the list of reputable title lenders in your area.
FastTitleLoans can help you get fast title loans with easy conditions in your city. Select your city from below to enjoy professional and reliable title loan services nearby.
As a broker specializing in the loan business, we have always devoted ourselves to meeting your multiple needs of borrowing money. We have made every effort to understand your requirements well and offer a variety of loans near you.
Payday Loans
Payday loans are small-dollar, short - term, and high - interest loans.They"re
designed to help you with financial crises until you get your next
pay. It takes a long time to find an honest payday loan lender.
Luckily, we"re able to help you search for payday loans near you from our database.
Installment Loans
Installment loan is the kind of loan which allows you to borrow a large amount of cash and repay it over several repayments. To get an installment loan with the least cost, one of the quickest ways is to cast about for all the installment loans near you and pick out the suitable one.
Personal Loans
Personal loan serves as a type of installment loan, which you can use for a wide range of personal purposes such as medical bills, house rent, car mortgage and ao on. Its term is usually between 12 to 96 months.
Cash Advance
A cash advance refers to getting cash from your credit card issuer, which does not need credit checks. If you want to get a cash advance, a professional broker like us will save you much trouble because we can help you find cash advance providers near you.
Bad Credit Loans
Just as the name implies, a bad credit loan is specially offered for borrowers whose credit history is bad. Lenders of bad credit loans usually charge higher fees to reduce the risk of lending money to users with bad credit.
Quick Loans
Created for multiple yet urgent monetary needs,quick loans usually come in multiple forms such as line of credit, salary advance, etc. With quick submission and assessment, getting a quick loan could be quite easy.
Short Term Loans
Short term loans are loans with short tenures, which generally range from 1 to 12
months. They"re an alternative option for customers who want to get
loans for a long period but fail because of various reasons.
Same Day Loans
For users who are in need of cash on the same day of submission, a same day loan can be helpful. The lenders of these loans usually make decisions and transfer money very quickly.
Frequently Asked Questions
Do I Qualify for a Title Loan?
To qualify for a title loan, you must:
Be 18 or older
Own a vehicle
Hold a lien-free car title
Have a reliable source of income
What Documents are Needed for Title Loans?
The documents for a title loan may vary from state to state. Below we list some required by most states.
Original vehicle title showing sole ownership
A valid government-issued ID
Proof of income, residency, and vehicle insurance
Current vehicle registration
Can I Get My Title Loan with Bad Credit?
You can get a title loan with bad credit since you use your vehicle as collateral, and the amount you can receive mainly depends on how much your vehicle is worth. Lenders care about your car’s value more than anything else because they can keep your car if you fail to repay.
How Do Lenders Determine the Value of My Car?
Different lenders use different methods when evaluating your car. In most cases, they determine your car’s value in accordance with standard blue book prices and other internal guidelines. Besides, the majority of them require a visual inspection of your vehicle before making a decision.
Will Title Loans Negatively Affect My Credit Score?
Getting a title loan doesn’t have a significant impact on your credit since you have used your vehicle as collateral. The only time title loans will affect your credit score is in the case of vehicle repossession, which your lender will report to the credit bureaus.
Get Started with Our Title Loans Right Away!
FastTitleLoans is always ready when you need fast cash. Get started with our simple borrowing process and receive your money right away!
