Loans for Bad Credit

Bad credit loans are designed to help someone with a low credit score - often caused by short or no credit history or a credit report that is less than spotless.

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  • Any Credit Score Considered
  • Swift Approval Decision
  • Safe & Secure

This won't affect your credit score.

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What is Bad Credit?

Bad credit refers to the status of having a low credit score, namely, falling within the range of 300 to 580. This may be caused by not paying bills or loans on time or having too many outstanding debts.

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What Are Loans for Bad Credit?

As you can tell from their name, loans for bad credit are loans designed to help people who have bad credit. There is often no minimum credit score requirement to be considered for this type of loan. And many of them don't require you to use anything as collateral.

Bad credit loans can be easily obtained online, especially if you do that with brokers like Fast Title Loans. Many of our partner lenders can offer satisfactory services to those who have subpar credit. You will find the right loan option for you with no trouble here.

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Advantages of Getting a Bad Credit Loan on Fast Title Loans

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    No Hard Credit Checks

    Many of our lending partners only conduct soft credit checks on you. This will leave no mark on your credit rating. So you don't have to worry about your credit score getting impacted.

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    Get Funds Quickly

    Our partner lenders strive to give you the loan money as fast as possible. It will take only a few hours for them to process your application. And the fund can go into your account within one or two days.

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    Guaranteed Security

    Your information will be well protected on Fast Title Loans. We safeguard it with state-of-the art security technology and we handle and share information in compliance with all the federal/state privacy regulations.

We Offer 4 Types of Loans for People With Bad Credit

Here at Fast Title Loans, you can find lenders who provide the following types of bad credit loans:

  • Title Loans

    Our title loan services are what we are known for. Title loans are quick loans that are secured with your car titles. The title loans on Fast Title Loans can be granted fast and many of them require no store visit. And you will still be able to drive your car before you repay the loan.

  • Payday Loans

    Payday loans are one of the best options for bad credit borrowers. They come with easy requirements, no hard credit check, and loan amounts of up to $5,000. Many of our payday lenders offer fast loan approval, and it is possible for you to receive the funds within 24 hours.

  • Installment Loans

    Installment loans are often considered a less stressful option due to their larger amounts and slow monthly payments over time. Our installment lender network can offer you loans with a wide range of repayment options, and they can be great help with your finances and budgeting.

  • Personal Loans

    Personal loans are installment loans with long repayment periods for a variety of personal expenses. With Fast Title Loans, you'll be able to borrow a personal loan of up to $35,000 for as long as 36 months. And you can use them for things like car repairs, major purchases and much more.

Steps to Apply for Poor Credit Loans Online

  • 01

    Submit Information

    Submit an application and provide details using our simple online form, which takes only a few minutes to complete.

  • 02

    Get Approved

    Our lenders check your information and determine your eligibility. If they approve, they will give you offers with terms and rates.

  • 03

    Receive Money

    Once you accept an offer and sign the agreement, you can receive the money as soon as 24 hours.

Things to Consider Before Applying for a Bad Credit Loan

Taking out a loan can be risky especially if you have bad credit. There are a few things you should keep in mind beforehands so the money you borrow can actually help you.

  • Consider Other Choices

    Do you still have other ways to get money to cover your urgent expenses? Can you sell unused stuff, or ask help from your loved ones? Always consider safer options first before turning to online lenders.

  • Choose the Right Lender

    You don't want to get into more serious trouble because you choose a bad lender. See if your lender is licensed and established in the industry, and if they have an overall positive customer rating.

  • Consider Adding a Cosigner

    The role of a cosigner is to provide assurance that someone else can pay back the loan if you fail. It is a good idea to ask someone to be your cosigner since it increases your chance of approval.

  • Plan Your Repayment Carefully

    You should make sure you can repay the loan comfortably if you decide to get it. And arrange your budget carefully so you will always have the money needed to cover your loan repayments.

How Much Can You Borrow With a Bad Credit Loan?

The amount you can borrow depends on how much your lender thinks they should grant you based on your financial status. But here at Fast Title Loans, you'll be able to get up to $35,000 for a bad credit loan.

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What Can Loans for Bad Credit Be Used For?

It is typical for a person with low credit ratings to apply for bad credit loans whenever they have an emergency. The lender does not dictate how you should use the loan, meaning that you can use it on anything. However, some lenders may ask you upfront about how you plan to use the money upfront during the application.

  • Consolidate existing debts
  • Make home improvements
  • Repair your cars
  • Cover medical expenses
  • Meet education expenses
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Frequently Asked Questions

  • 1. Can I use bad credit loans for debt consolidation?

    Yes. In most cases the money you borrow from Fast Title Loans is allowed to be used for debt consolidation. And sometimes this is a great option for many people who want to do that. You may get a lower rate and end up paying less fees and interests on the debts you're combining.

  • 2. How to identify a bad credit loan scam?

    In many cases, bad credit loan scammers will provide an enticing deal to make you fall for it. These lenders claim they have absolutely no credit checks and you're guaranteed to get their loans. But they can only lead you to debt traps.

  • 3. Is it easy to get a personal loan with bad credit?

    Yes, especially if you apply on Fast Title Loans. Unlike traditional lending institutions, the online personal loan lenders we connect you with have high approval rates and are happy to lend money to bad credit borrowers.

  • 4. Can I get a bad credit loan without a credit check?

    The bad credit lenders on Fast Title Loans always conduct credit checks on their borrowers. This is to protect themselves and make sure you won't get money you can't pay back. But more often than not, they only run soft credit checks so you won't see your credit score decrease.

Get Loans for Bad Credit Online Easily

Need a loan but have bad credit? We are here to help! At Fast Title Loans, you will be able to find safe and suitable bad credit loans easily and fast.

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