TMC Financing Broadway 3rd Floor, Oakland

This was without a doubt the worst financing experience I've had in 35 years of developing real estate. I was promised numerous times of deadline dates and funding dates and none of them were met. In the end the financing commitment was pulled at the last minute leaving me to restructure and restart the lending process after dealing with TMC almost 4 to 5 months. I would not recommend TMC for any learning/borrowing needs.

The team at TMC Financing were efficient and friendly to deal with, closing our SBA loan right on time and without surprises. Their attention to the details that matter for us the customer are very much appreciated.

Kurt and his team were awesome! Very attentive throughout the whole process and took the time to answer any questions I had. I'd highly recommend working with TMC for an SBA loan.

Bruce and his entire team were very helpful in securing the loan I needed to purchase a property for my business. Post closing the service team was also very responsive as well. I highly recommend them.

Applying for an SBA loan is never an easy or quick process. However, Bryce and Cindy held my hand and took me through the process step-by-step from start to finish and made sure all the I’s were dotted & T’s were crossed. They were super quick to respond to emails and phone calls. Everything finally got approved & funded and I ended up getting a great rate! I am very appreciative of the very thorough and detailed help they both gave me throughout this process.

TMC Financing is so wonderful. I've worked with them on two SBA funding projects and they made the experience so pleasant and positive. I would highly recommend them to anyone who is looking to use SBA funding for real estate purchases or improvements.

I worked with TMC to secure SBA financing for my building purchase. They were kind, thorough, professional and knowledgeable.

Our 501c3 nonprofit worked with TMC Financing on our Payroll Protection Program application via the Small Business Administration. I worked with 3 different team members, and they were all amazingly professional, speedy, responsive, and caring throughout the application process. I couldn't believe how quickly we were able to get into the queue and ultimately accepted - thanks to their due diligence and efficiency.

Only company that was help up through a very complicated SBA process, Thank you to the whole team!

There really aren’t the right words to describe how awesome our experience with TMC Financing was, but I’m certainly going to try (because they deserve it!). I have a small, family business that has effectively ground to a halt because of the COVID-19 pandemic. We found ourselves wondering how we would continue to pay our bills, many of which are to *other* small businesses (like our single-unit office landlord and other small, local vendors) that are also faced with the exact same dilemma right now. When word of the Small Business Association Payroll Protection Program came out, we knew this might be the way to help us and those our business works with. Of course, like many things involving government bureaucracy, the roll out of the program was a confusing mess. We bank at a large, national bank, so, naturally, we decided to apply through them for the PPP program. The process was absolutely mystifying. Frankly, if anyone should be able to understand the process of government paperwork, it’s us: we run a tax business, for Pete’s sake! But that big, national bank offered no guidance, no help, and just some big, faceless online portal and some generic, mass-sent emails that quite literally said we either uploaded too many documents or not enough documents (but didn’t clarify which it was or what was missing or superfluous). It was a disaster and, as the first round of government money dried up, we pretty much resolved ourselves to not getting any assistance. It was then that a friend who I know through other, volunteer non-profit work mentioned that his business also was having trouble with the same big, national bank. In his process of looking for alternative options, he found TMC Financing. Within 24 hours, his PPP loan app was submitted and approved with the help of TMC. Naturally, he told us to give it a shot. We had some non-standard things on our application, but the folks at TMC were kind, patient, and diligent in making this work for us. Unlike the big, faceless bank, I could email the Executive VP of TMC and get an email back in *minutes*; and it wasn’t just some cold, corporate text, but personalized, compassionate, and fast answers to all of my (frankly, ridiculous) questions. Our loan was submitted by the team at TMC and approved within 24 hours. Everything is done now and we are just waiting for the government to distribute the funds. I know of several non-profits in the area I volunteer in, who have now, on the recommendation of our friend, used TMC for their SBA loan applications. They also were approved quickly, all saying that TMC has saved them, too. I cannot overstate that this is a lifesaver for my business and it means the world to me that everyone I worked with at TMC was so dedicated to serving businesses like mine. I will forever be referring any clients and friends who need business financing to these folks, because I know they will be in absolutely amazing hands.