Stratify Lending S 200 E, Salt Lake City

I used Stratify Lending for my initial home purchase and to refinance my house. Joe Manzo assisted me with refinancing my house and the process was seamless. I sent Joe a few documents that he requested at the beginning of the process so he could see what were my loan options for refinancing my house and he was able to provide me with a refinance option that was far from what I was expecting. All my questions from the beginning of the process to the end when I closed on my loan were answered. Joe was every transparent with providing me all the details so I felt very comfortable moving forward. I would definitely use Stratify Lending again in the future when I purchase another home and I would highly recommend future and existing home owners to use their services.

Went to Stratify Lending to refinance my mortgage and the whole process was great. Erik Almonaci's guidance and expertise made everything go by smoothly. He was very prompt and made time to go over every detail and questions that I had.

We were looking at so many options for our refinance .15 year, 30 year, Paying debts of or taking out some cash. We tried working with our bank, but became very frustrated at their inflexibility. We decide to consult Erik Almonaci because of his attention to detail and willingness to help. Erik gave us the pros and cons of every option we discussed, and was always open to running multiple scenarios for us. Erik found the right financing plan for our needs, and successfully guided us through every step of the way.

This is a great company if you’re looking for financing for your home. Joe Manzo was our broker and he really goes the extra mile. His customer service is unequalled. Fast, efficient and very friendly. Pleasure working with him and Stratify Lending. I highly recommend Joe Manzo for all your financial needs.

I was amazed with Stratify Lending and the person who help me. Tanner helped me pay off a high interest loan, replace The fence around my house and remodel my falling down kitchen. He walked me through every step of the way. I am more then satisfied with this company and if I need to refi again I will use them every time

I worked with Joe Manzo on the purchase of my first home. I really appreciate that Joe kept me up to date with everything. We spoke over the phone almost everyday until we closed. He was on top of every detail. I highly recommend Joe Manzo for any home purchase or refinance. He is there every step of the way to address any questions and concerns.

I was working on refinance with my current mortgage company. I started the process and 4 months into it I had not heard back from them. That is when I found Sam with Stratify Lending. It was the most positive experience I have ever had. Sam was quick to let me know every step of the way what was happening. If I emailed I received a response within minutes. If I called and he was unavailable I received a call back the same day. I can not express how great and easy this company was to work with. Thank you

My husband I went with them to refinance our home, and was lied to the whole way. Sam Perkins was not honest with us when going over the details. Our payments went up 200 dollars after everything was done. When we reached out to the President and Vice President to tell them everything was was going on. They kept telling us they would look into it, and and get back with us. They never got back with us, and this was a month ago. It normal takes a month to close when you refinance, but it took us two months, and when we did close they said nothing about a closing cost we closed on a Tuesday and didn't hear nothing from them until a Friday. After we closed it was like trying to pull teeth from a toddler to get a hold of anyone to ask them questions. When we was finally able to get a hold of someone and talk to them they asked us if we wanted to cancel after we waited two months to get everything done. Overall I would not recommend this company to anyone who is looking to refinance.

Had the pleasure of working with Joe Manzo on my second home loan and it went as smooth as possible. I received daily updates throughout the process and closed on my property without any hiccups. I even was able to contact him personally at anytime when I had questions about my loan. I look forward to working with Joe again.

Hello, My agent Erik Almonaci was very knowledgeable in refinancing my home and was able to educate me on the options that would best fit my needs and finances. I highly recommend Erik Almonaci and appreciate his help!