Rock Creek Financial Inc River Rd, Missoula

Working with them was a pretty horrible experience. My car died and I need to get a new (used) one. I found a cheap car. I have great credit (750ish) but my debt to income was making it difficult for me to get a small car loan ($3500) at a local credit union. The loan counselor was very curt, it felt like I was wasting her time. Not only did they want some pretty crazy things from me including speaking to my employer and obtaining a spare key to the car (which wasn't possible since it only had one electronic key... she wasn't happy about that) but when they did 'approve' the loan they wanted to give me a 34% interest rate which they weren't going to tell me until i came in an signed the paper. Luckily I asked... I definitely would not entertain the idea of working with this company. Maybe others have had a better experience but honestly I felt like a criminal who they were giving a 'second chance' to but they didn't really trust me.

They have been incredibly helpful..looked at me as whole..not just my score..friendly and quick...easy to work with..and easy going..I have been working with them for 2 years..

Friendly and courteous folks who do car and motorcycle loans for people with bad credit. A+++

They don't work with bad credit they say they do but they don't.

Always friendly in person and on phone..willing to work with you..