Optimal Loans Fletcher Ln, Hayward

Karan and Vivilya at Optimal Loans did a FANTASTIC job in helping us secure a loan with cash out. We received an awesome rate too. I would highly recommend this team for your re-fi or first loan needs. They are two of the nicest people I have ever met as well. They communicated very well through out he entire process through loan closure. Again, I would highly recommend this team to you. I will definately work with them for my of my future loan needs. Paul/Tracy Bruckner

Karan and Vivilya provided great service for my refinancing. It was fast and easy and I also got a good rate. They were very friendly and courteous. I definitely will use them again in the future and would recommend them to others.

Karan at Optimal Loans was great through the whole process! He was able to navigate the crazy bay area market and ended up with a great house with all my requirements!

Had a great experience working with Optimal loans team - Karan and Vivilya. Their knowledge on loan process and focus toward customer service is unparalleled. They have very competitive rates - and shop around to get the best rates for customers.

Karan and Vivilya are a dream team! They did a wonderful job on my recent refinance even though my file is a little more difficult than the average homebuyer. Karan and Vivilya were both very helpful and extremely responsive throughout the entire process. They kept me up to date and included me every step of the way - which is hugely important to me. Aside from that, having a lender that is knowledgeable and passionate like Karan is makes all the difference. He's clearly chosen the right career because you can see he loves what he does - it shows in his conveyances and work ethic. I would highly recommend them to any level of homebuyer! Looking forward to working with them again soon.

I bought a Condo home with Karan Singh from Optimal Homes & Loans in August of 2021. I cannot stress how grateful I am to be able to work with a talented and exceptional Realtor such as Karan. He has been polite and courteous from the initial call to the final closing purchase of my new condo. I had limited knowledge and experience, as this was my first time buying a home. Karan has helped me every step of the way, guiding me with his experience, understanding my needs, and adapting throughout my home buying journey. During this journey, multiple unforeseen and unexpected issues continued to plague and block my final purchase, such as issues with my loan officer and the title company, and lack of coordination from my bank. But Karan kept his tenacity and assertiveness to keep other aspects of the purchasing process as smooth as possible. I could not have done this without him, and give him my highest recommendation!

Awesome all around! Optimal Homes & Loans made our refinance process a breeze. Karan and Vivilya were really great to work and provide top notch service. All communication was very open, honest, professional, and comfortable from first introductions to the finish line. They are well versed in the process, super responsive, and really just a pleasure to work with. I would highly recommend their services to all! Thank you!

Where do I begin with Optimal Homes & Loan and their entire team! HUGE HUGE HUGE THANK YOU !! I just closed on my dream home and I am so glad that I did not go to my relatives, whose in real estate, and instead got super lucky with Karan ! Karan right off the bat was firm and showed how truly passionate he is with his job. As much as he enjoys it, he takes his job very seriously and making sure that his clients are happy in the end. I started looking around, and within a few weekends of searching I found what I had wanted! Karan knew what I was searching for and how much I was willing to spend; not to mention that Karan had already looked at my numbers prior and I was surprised that I was able to aim higher even. Closing my deal was tough, but he still believed in me and pushed through. Vivilya was also a very key individual who helped connect all the dots, along with Karan. She is very kind and lets you know what is needed and what the next steps and what you should be preparing for as the next steps. Karan and his team definitely made it easy for me, as a young first time home buyer with searching for my home and getting through the loan process. Karan and Vivilya can truly get you through it all! If anyone is ever in the market of purchasing or selling PLEASE go to Optimal Homes & Loans, because you most definitely will not be dissapointed !!

Karan is very knowledgeable, passionate and proactive. He was great at explaining how everything works and keeping you updated as you go along. He helped my wife and I purchase our first home and got us a much better deal than what the big banks were offering. I would highly recommend working with Karan to Buy or Sell a home 10/10 work and customer service.

Karan is a very intelligent and talented individual. He was able to help my wife and I purchase our first home. He also helped us secure a great mortgage loan with better terms and rates than the big banks. We closed in 10 business days! Overall I'm very happy with his service, I strongly recommend him. I would work with him again in the future.