Title Loans > Title Loans Near Me > California > Hayward > Optimal Loans
Optimal Loans 01
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Mortgage broker

Optimal Loans Fletcher Ln, Hayward

5
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(10)
Closed
Thursday9AM–6PM

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    Reviews

    There are 10 customer reviews. Check out their experiences with this business.

    5 / 5
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    • T

      Tracy Bruckner
      5
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      Karan and Vivilya at Optimal Loans did a FANTASTIC job in helping us secure a loan with cash out. We received an awesome rate too. I would highly recommend this team for your re-fi or first loan needs. They are two of the nicest people I have ever met as well. They communicated very well through out he entire process through loan closure. Again, I would highly recommend this team to you. I will definately work with them for my of my future loan needs. Paul/Tracy Bruckner

      Response from the owner

      Thank you Paul and Tracy! It was wonderful working with you, we hope to stay by your corner. Happy New year to the whole family from the Optimal Team! -Karan

    • J

      Jp Polinar
      5
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      Karan and Vivilya provided great service for my refinancing. It was fast and easy and I also got a good rate. They were very friendly and courteous. I definitely will use them again in the future and would recommend them to others.

      Response from the owner

      Thank you Jeromeo! We had a blast working with you and your wife. Well wishes for the year ahead, and can't wait to help you on your next transaction!!

    • D

      Drew Carpenter
      5
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      Karan at Optimal Loans was great through the whole process! He was able to navigate the crazy bay area market and ended up with a great house with all my requirements!

    • S

      Sumeet Batra
      5
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      Had a great experience working with Optimal loans team - Karan and Vivilya. Their knowledge on loan process and focus toward customer service is unparalleled. They have very competitive rates - and shop around to get the best rates for customers.

      Response from the owner

      Thank you so much Sumeet! We truly enjoyed are experience working with you. -Karan Singh

    • K

      Kristin Staat
      5
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      Karan and Vivilya are a dream team! They did a wonderful job on my recent refinance even though my file is a little more difficult than the average homebuyer. Karan and Vivilya were both very helpful and extremely responsive throughout the entire process. They kept me up to date and included me every step of the way - which is hugely important to me. Aside from that, having a lender that is knowledgeable and passionate like Karan is makes all the difference. He's clearly chosen the right career because you can see he loves what he does - it shows in his conveyances and work ethic. I would highly recommend them to any level of homebuyer! Looking forward to working with them again soon.

    • B

      Ben Blando
      5
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      I bought a Condo home with Karan Singh from Optimal Homes & Loans in August of 2021. I cannot stress how grateful I am to be able to work with a talented and exceptional Realtor such as Karan. He has been polite and courteous from the initial call to the final closing purchase of my new condo. I had limited knowledge and experience, as this was my first time buying a home. Karan has helped me every step of the way, guiding me with his experience, understanding my needs, and adapting throughout my home buying journey. During this journey, multiple unforeseen and unexpected issues continued to plague and block my final purchase, such as issues with my loan officer and the title company, and lack of coordination from my bank. But Karan kept his tenacity and assertiveness to keep other aspects of the purchasing process as smooth as possible. I could not have done this without him, and give him my highest recommendation!

      Response from the owner

      Hi Benidict! It was an absolute pleasure working with you. I wish you abundance and beautiful memories in your new Home! I am always here for you! -Karan Singh

    • Y

      Yogesh Kumar
      5
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      Awesome all around! Optimal Homes & Loans made our refinance process a breeze. Karan and Vivilya were really great to work and provide top notch service. All communication was very open, honest, professional, and comfortable from first introductions to the finish line. They are well versed in the process, super responsive, and really just a pleasure to work with. I would highly recommend their services to all! Thank you!

    • r

      radhika prasad
      5
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      Where do I begin with Optimal Homes & Loan and their entire team! HUGE HUGE HUGE THANK YOU !! I just closed on my dream home and I am so glad that I did not go to my relatives, whose in real estate, and instead got super lucky with Karan ! Karan right off the bat was firm and showed how truly passionate he is with his job. As much as he enjoys it, he takes his job very seriously and making sure that his clients are happy in the end. I started looking around, and within a few weekends of searching I found what I had wanted! Karan knew what I was searching for and how much I was willing to spend; not to mention that Karan had already looked at my numbers prior and I was surprised that I was able to aim higher even. Closing my deal was tough, but he still believed in me and pushed through. Vivilya was also a very key individual who helped connect all the dots, along with Karan. She is very kind and lets you know what is needed and what the next steps and what you should be preparing for as the next steps. Karan and his team definitely made it easy for me, as a young first time home buyer with searching for my home and getting through the loan process. Karan and Vivilya can truly get you through it all! If anyone is ever in the market of purchasing or selling PLEASE go to Optimal Homes & Loans, because you most definitely will not be dissapointed !!

    • R

      Ray Narsey
      5
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      Karan is very knowledgeable, passionate and proactive. He was great at explaining how everything works and keeping you updated as you go along. He helped my wife and I purchase our first home and got us a much better deal than what the big banks were offering. I would highly recommend working with Karan to Buy or Sell a home 10/10 work and customer service.

      Response from the owner

      Hi Ray! The pleasure was all mine! Wishing you and the wifey beautiful memories in your new home!!

    • J

      J Boss
      5
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      Karan is a very intelligent and talented individual. He was able to help my wife and I purchase our first home. He also helped us secure a great mortgage loan with better terms and rates than the big banks. We closed in 10 business days! Overall I'm very happy with his service, I strongly recommend him. I would work with him again in the future.

    Business Info

    799 Fletcher Ln #202, Hayward, CA 94544, United States

    Nearby Title loans in Hayward

    FAQs

    • 1. How Can I Get Connection With Optimal Loans?

      You can call them at this phone number +1 510-426-5626. Or you can Visit its website and fill in the submission form over the internet.
    • 3. How to Apply for a Loan at Optimal Loans?

      To apply for the loan you want, you can Visit its website and fill in the submission form online. If you are searching for payday loans online with fast approval, you can click here for more useful info.
    • 5. What Can I Do if I Fail to Pay Off My Loan?

      Kindly talk to your lender if you have difficulty making the payments. Different lenders have different policies of overdue payment. It is important to check carefully before signing any loan agreement.
    • 2. What Is the Address Of Optimal Loans? How Can I Get There?

      Optimal Loans is located at 799 Fletcher Ln #202, Hayward, CA 94544, United States. You can check the map and locate the easiest way to access this place.
    • 4. Is Optimal Loans an Agency or a Direct Lender?

      Optimal Loans is a Mortgage broker. To bring you a digital loaning process, we enable you to access a long list of trusted lenders over the internet. You can turn to our website to secure a personal loan online with no hard credit check.
    • 6. Does Optimal Loans Offer Bad Credit Loans?

      Yes, but if you want to improve your likelihood of success, you can turn to our broker service! Just turn to our website to secure an online installment loan for bad credit with flexible payment options.