OneMain Financial E 51st St, Tulsa

Recently had my wallet stolen and it had all the identifying documents you could possibly need to cause harm at my mistake. They went above and beyond to help me get my property back, and I'm sure they do just as much, I would say MORE, for their clients as they did for me. Honest people work here. Thank you so much.

You get pre-approved with this place before they actually run your credit or see pay stubs or even get your ID. The tone is very deceptive at the beginning, as if you're definitely getting this loan. To be clear, I do understand how pre-approvals work and have never had an issue getting fully approved afterwards. Just don't get your hopes up about an approval after pre-approval, even for a lower amount. They refused the first amount after I uploaded everything and I had to call back just to confirm that a lower loan amount wasn't possible, as they didn't seem to try. Credit score fine, they said. But, but, but... So many assumptions about what I can afford in my budget when they only had two pieces of information about my finances. BTW, I tend to assume the worst about my chances with banking institutions, especially because of my name. Also, there is less consideration for folks who do 1099 work vs. W-2 work. This is my second time dealing with this company in three years and I continue to be amazed that anyone gets help from them.

Excellent service. Competitive rates with banks and non-bank lenders. Actually lower. Very fast approval process. Loan granted and funded the same day. Perfect neighborhood lender!

Manny Martinez was my loan officer and he was awesome. Manny helped me every step of the way in getting all my documentation that I needed. He emailed me everything I needed and kept in contact with me every step of the way. Then when I got there to do my paperwork he explained everything in detail of how the loan was going to go and I was in and out of there in less than an hour. I'm not sure why there are so many negative reviews because they did an awesome job.

This place will send you "pre-approval" notices and then do a hard copy on your credit report and then deny you. I would not give them all of my info until they told me I was approved for anything. I had already uploaded my pay stub and my bank info. That's more than enough info to see when I was already"pre-approved".

My loan officer is Matthew Acee Jr. and he was a blessing. He took his time to go over each detail and if I had any questions he answered to clarify. He also was able to determine that I was qualified for more than what I initially applied for, which has really made a difference with me getting back on track. I definitely had a great experience and will refer One Main and Matthew to friends and family. Thank you so very much or believing in me.

My experience this company is so disappointed. They sent you an offer on the mail after they turn you down on the first. They do hard copy credit check and they declined. I got mail from them that I am qualified for debt consolidation then I fill up the instructions on the letter and for second or third time they do hard copy credit check again and of course declined again. Isn't it so depressing? I never ever try to do it again. I don't recommend this to to people I know.

I was speaking with Brandon for a couple of days after SUPPOSEDLY being pre qualified for a $15000 loan through them which Credit Karma who showed me the offer. I was told it didn’t matter the amount that I applied for because I thought I initially applied for 7,500 with a 640+ credit score. They must get paid by how many apps they run up a day NO DOUBT about that because he made it seem like I was good to go and at the last minute after I had submitted over PDFs of my information, I wake up the next day with a voicemail from him saying I wasn’t approved smh.. Called 3 times after he called 7minutes before and the 3rd TIME I get through to a woman that says he’s been on a call for 30 minutes. This place is a joke and they are looking to get theirs and screw you over in the process. They dinged my credit 3points for NOTHING! Don’t fall for the trap, no different than any CAR DEALERSHIP! Thanks One Main, your great!!!!!!!!!!!!!!!!!

Wasnt the worse but definitely terrible. The first day I called trying to set up the loan. They asked the basic questions most banks would need answers to but after she got all my info she put me on hold for about 5 minutes because she had to ask her manager about something. She came back and said they were having technical difficulties and she would call back in 15 minutes. This was about 3:30 pm. An hour later still no call and I saw on Google they closed at 5 pm. No biggie I'll just call back tomorrow since I had to go to work and mistakes happen. The next day I called them again... No answer... And again... Same deal. This was around 11 in the morning. I wasn't too mad about it. I got off work late that night so I slept a few more hours and called back around 2. No one answered, it went to the machine again that gives you options for customers that already have an account. At this point I just thought about giving up on them but for some stupid reason I didn't. The next day! I was driving around and I was on 51st st. I thought why not just walk in since they have my info anyway. I go in and I meet with one agent. She said she wasn't the one working on my file but she can help out. So we get into more detail like check stubs, photo ID and such. All was going good and she told me to come back tomorrow with a voided check and proof of residency which is standard and I thought "okay, this is getting somewhere". The next day, I come with voided check and proof of residency in hand expecting this to be a smooth transaction because the last few days have been so great. We sit down with the original agent that i spoke to on the phone crunches more numbers then tells me the only way she can do the loan is if they can use my car as a collateral. I told them I was wanting to pay off my car and a few bills with $2500 but I didn't want the car refinanced. But that was the only way I was going to be able to get $2500 because my income was shy $100 of the threshold. So I got declined. When i got home my girlfriend said she would be my cosigner and thought that should get the loan. She makes a little more than me and her credit is also better than mine so I call back but the agent I was working with went to lunch. Three days later, my girlfriend and I walk into the place and get some other agent. He said he would have to run my credit again because the system wipes out after a few days so we ran it (2 maybe 3 hard inquires in a week, ouch!) Then we ran my girlfriend's. He does all the computer work crunches his numbers and is messaging his "boss". After he goes over everything he said the same thing the last agent did. The only way they can give me a loan is if they use the car as collateral. But this time I for sure thought I had the upper hand with my cosigner. I was only "$100 short of the monthly income threshold" and this time I have a cosigner that has a decent score and makes more than the threshold. But no they need my car as collateral .They said they would pay my car off and give me $1500 wired to my bank making the total loan 4000 plus interest that made the principal come out to roughly $6400. All I wanted to do was clear 6 months of no car payment and get some tedious bills out of the way but they want to offer me $6000 over the next 4 years. The place is a joke and it took me 2-3 hard inquiries and wasted time to realize that.

Thank you for loaning me enough to pay off my debt and not loaning me anymore money for new debt. I quit using smokeless tobacco last year and thanks to social security for not paying me for 9 months to learn my lesson never a borrower or lender be finally. A lesson my grandfather warned me about. One of the resons cited for quiting tobacco was having more money. I wasn’t looking for help and help finally found me. We make our own beds and we must lay in them. My reason for quiting smokeless tobacco was to choose life.