OneMain Financial Raytown

I borrowed $4,200 from them and the loan process was fast and easy. However, I contacted them to get my pay off amount and was told my payoff amount was $4,200. I've been paying my loan and haven't missed not one payment. Im trying to figure out why my loan amount hasnt declined. The lady said every paymemt has been going 100% to my principal but that has to be a lie because my principal hasnt changed. I'll probably never use them again. With a 700 + score Im sure I can borrow from anyone.

“All 4 mentioned above across the board for me. This is the best financial loan business in the loan market that is out here. I understand the horseshoe process of those interests vs principles and while being assertive the reimbursements does pan out half way down the road into when over 70% & up over my reimbursements goes towards my principals according to my financial plans. As a borrower, which have already delt with a hand full of loan offices from in the past with those very high 788% of interest rates; One Main Financial is just a down to earth (Gold Fish)..compared to the Sharks.” *I Highly Recommends “One Main Financial” ⭐️⭐️⭐️⭐️⭐️

These people do not have their stuff together. My credit score is 653. I applied for a loan for 2000 Just to have an account on to build credit. They told me over the phone I was approved. They told me I was approved for a secure or unsecured loans. So I provided a title to a vehicle that has been paid off for 5 years. Value of vehicle is 4500. The title does have original bmo harris bank lien on it from April of 2011. Oh no that shouldn't be issue we can confirm it's paid for because it shows paid on your credit. So next day Get callback denied because you don't have lien release. I was ah bmp Harris bank will fax you the lien release. Well it's no issue cause you approved for unsecured. Ok. So they have been given my correct income. So I brought two pay stubs instead one she says oh you don't have enough income? Excuse me. So I say do you have correct loan amount in? Yeah. She said after all your expenses you have only 74 dollars a month left over. So that's when I started questioning her on how she got her figures. Then I started calling out her errors and suddenly I got 350 month left over which is a far cry from correct. So I said fine here is title to car and lien release put this thru. Oh can't do it you can't repay. Excuse me. Car means nothing. Then I said well then why do they call it a secured loan. Nevertheless they had me drive out for nothing and lied about being approved. Yes I can repay my loans. My house is paid for and a bought a new muscle car and have two bank accounts and one exceeeds the loan amount by 4 times. Just fyi the credit they pull is inaccurate and it's not an issue with the bureaus it's an issue with them obtaining out dated info. They were trying to tell me I was paying 252.00 on a credit card that was paid off 3 years ago. Their report didn't show two things I was paying on. So to sum it up they don't get correct credit info and lie about being approved. They have recorded calls saying I was approved.

I was a little disappointed in the amount I was approved for. It was $1K less than I wanted. I am a good customer with One Main with excellent payment record. However, Paula did a great job getting me approved.

Always friendly and will do anything they can to get you the loan you need as quickly as possible. Will be a long term customer.

With a less than fantastic credit score of 606, they loaned me $5800...

This place is a SCAM. They steal people's identities and then junk mail them.