OneMain Financial Franklin Ave, New Orleans

Quick Decision and Many Different offers ,Had My unsecured loan Money deposit Same Day

I took out a loan two weeks ago. Three of my accounts were to be paid off .As of today only one has been paid. I have called and emailed to no avail. I am not a happy camper. L. Scott

They keep sending me these offers. So I finally decided to try them since my credit score is in a good place. Wrong decision! They give me the run around. Messed up my credit score. I don’t care if I a 850 credit score I would never give them my business again.

Do not get a loan from this place or any omf. Customer service is great with the exception of being misleading. I was under the impression that if I paid off as much of the loan as possible in the first few months I would not have to pay as much in interest. Not with their loans. Currently I owe approximately 1100 on a 6600$ loan. This month I have payed 215$ towards the loan of which on only about 40$ was actually applied towards the principle. They use The Rule of 78 with their loans. This rule has been outlawed in many states and why it is allowed in La is beyond me. It is a TRAP! You pay more interest towards the beginning of your loan which would make sense, except that I dont owe 6600$ any more. I only owe 1100$ and they are charging more interest than what's actually owed on the loan. Do not fall into the same trap that I did. I thought I was being smart with a no prepayment penalty, but its almost irrelevant with The Rule of 78

My experience couldn't be much better, The quick& fast service providers u with excellent service & staff explained everything so there is no question about being a customer makes me proud

I wish I could give them 0 stars bc I would🤢

Keva DeJean was very nice,polite and professional

The staff are courteous, helpful and quick to respond

Good customer service. I have no complaints.