Kyle Palaniuk - Plan Prepare Home (C2 Financial Corp.) Granada Ave, San Diego

I am very happy with the service received from Kyle and his team. As a first-time home buyer, I need someone who was willing to answer my numerous questions on the massive financial commitment that is buying a home. Ironically, I was not really committed to buying a home and reached out only because a friend encouraged me to have a conversation. After discussing my financial goals, I decided to pull the trigger. Kyle and his team were able to walk me through the process which allowed me to make an informed decision. Kyle also works with some realtors in-house which made my process extremely smooth and quick (offer to keys in about 21 days). I worked with Frank Caruso (realtor) and he was FANTASTIC. I would consider Kyle and team to be a great resource/one-stop shop in the home purchase process.

Kyle and his team at Plan Prepare Home are the best in their field! He helped me purchase my first home and took the time to walk me thorough every step of the process. He answered all of my questions and addressed each concern I had. I felt very comfortable going through this new experience thanks to them. I highly recommend Kyle to anyone looking to purchase or refinance a home. Thank you so much!

Kyle and Anthony were a great team to work with. They walked us through every step of the way, answered any questions we had, and were available whenever we needed them. Communication is really important in real estate purchasing because there's many moving parts and Kyle and Anthony were in contact with us over text and email. They presented us with many options for loans based on our needs and worked around our wants. They were able to put together a super competitive offer for us and helped us get our offer accepted and loan secured within a week of looking in San Diego! I couldn't recommend them more and will be forwarding their contact info to all of my friends looking to purchase.

I have worked with Kyle on a new home home purchase and most recently a refinance. He was able to provide me the information I needed to help my family decide on selling our current home and a refinance. He is very knowledgeable and he will work hard to get you the best rate. He gets thing done quickly and efficiently and is always accessible to ask questions and explain the process along the way. If you are looking for a great mortgage broker, Kyle is your guy.

My previous purchases were with an bank loan officer and attorney and were quite the painful processes. Kyle helped make sure that I had the right kind of loan with the right kind of lender. Toni took the time to keep me informed and explain every step of the process. I now have a beautiful, out-of-state, investment property and new-found knowledge thanks to the expertise of the Plan Prepare Home Team. 10 out of 10 highly recommend!!!

Kyle and his squad provided BY FAR the best refinance experience I've ever had. With my credit union, things took months and the deal wasn't ideal. While working with Kyle and his user-friendly technology, clear communication, and established trust - we knocked out a sick 2.5% 30-year refinance in a month. I'm incredibly happy with my decision to work with Plan Prepare Home and have been recommending the team to all my friends and family looking to get a better deal on their mortgage. I didn't think this kind of experience was possible in the industry, but it was!! Thank you, Kyle!

Bottom line up front: Kyle is a savant in his field and treats his clients with the personal investment and responsibility you'd expect as if he was working his own mortgage. He is someone who is honorable, who you can trust when he presents options and sets expectations that you are always getting the full story and that every avenue has been thoroughly explored. From the beginning, in 2017 when I was leaving Active Duty with the Navy and buying my first home, working with Kyle and his team was like having a friend in the industry; someone you know has your best interests in mind and not just trying to close the deal. The options he helped educate me on back then and multiple times since have paid off immensely and I cannot foot-stomp enough the fact that every single time I've worked with him has played out and worked to my benefit exactly like he said it would. His interest in your financial success with your home does not stop after the mortgage closes. He's checked in, never been pushy, and educated me on the exact best time to refinance to get the best possible rates. After some financial hardship due to the COVID-19 Pandemic, I can say without a doubt that the reason I am still in a home is because Kyle personally ensured back in 2018 and 2019 that I had a solid, low-rate, smart mortgage. Due to family medical issues and un-foreseen consequences of the quarantine, my financial situation became dire and Kyle put the same level of effort, personal care, and attention to detail into my refinance recently as he did when I was in better financial status. There are a lot of "fish in the sea" when it comes to companies and mortgage lenders, so I would expect anyone to put the people who work in this field in the same box, and expect the same things...doing so with Kyle and passing up on the services and education he provides would be an ill-advised financial decision. If you are looking for someone who does such a great job with your loan that the next time you hear a friend or family member who's in the market for a home you can say "I got a guy, you NEED to talk to him", this is that person.

Kyle was amazing! My wife and I had a very challenging refi where we did our house and a condo at the same time. We got a ridiculously low rate and great terms. He did not settle there, when rates went down again, he stepped up and got us even lower rates. Kyle puts you first and is very upfront and honest. He is also a great person and genuinely cares about his clients.

We have recently refinanced our home and had the pleasure of working with Kyle. The entire process was seamless and much quicker than expected. Kyle was great to work with. He is very professional and was up front about everything. His expertise in this field was much appreciated. I highly recommend Kyle to anyone looking for a mortgage broker.

Just closed our first deal with these guys. We contacted 5 different brokers to see who was our best fit and Kyle immediately rose to the top. He showed us that he wanted our business and explained the mechanics of the process. As a first time buyer, I made sure to do a lot of upfront research so that I know what I was getting into. Any question, concern, or thought I had I was able to text or call and Kyle would respond. It was not uncommon to be talking to Kyle as late as 9pm to hash out deals. Same goes for Frank, his new business partner. Looking forward to the next deal with these two.