Bay Equity, LLC N Harbor Dr, San Diego

I used Bay Equity, LLC to help purchase my new home. I am a first time home buyer and needed a lot of support. Todd and his team worked around my work schedule, answered all my questions and really helped me complete the loan process. I would 100% recommend Todd to my friends and family.

Todd and his team at the equity or knowledgeable, responsive, and extremely professional. They were prompt and were able to pivot with every turn of these two transactions. This is our third time using the equity and I highly recommend this team to anybody who’s looking to purchase their first or 10th home.

Todd and his whole team made my experience as a first time home buy so easy and smooth I never want to work with anyone else. I talked with my bank and two other lenders before talking with Todd and I am so glad I didn't settle for working with any other team. Todd's team at Bay Equity was able to secure a fantastic rate, provide me with a pre-approval letter quickly, and moved through escrow at the speed of light! If I ever had a question or needed clarification it was easy to text or call and I always got a response within minutes. I would use them again and I highly recommend their services! I also got a gift of kitchen shears once escrow closed, how cool!

Second time using Todd for finance. Both times the process was as easy as a mortgage can get. His team was quick to respond, answered questions readily, closed on time and through their website made the document request process easy. I have used National lenders several times, but working with Todd made me a believer in the value of a local lender.

For the third time in 11 years, Todd Struyk and his team have handled my mortgage / refi. We just closed and the process was as smooth as it could be (yet again). Todd is responsive and knowledgeable and an excellent problem solver. He worked with great professionalism, got me a good rate, and wound up the transaction efficiently. Definitely recommend Todd to anyone needing these services.

Recently refinanced my home loan with Todd Struyk and crew through Bay Equity and I am so glad I found them! Even in the middle of a pandemic, this was the smoothest refinance I have ever experienced, and I’ve done several. I never even left my home. All required documentation was exchanged through their easy to use web portal. Todd, Tanner, Chris, Linda, Lupita and Christopher were very friendly, helpful and professional. Before we even got started, Todd told me what to expect and there were no issues or “surprises”. Todd and his crew also did a refinance for two friends of mine and they were also very pleased with their work. Give them a call. You will be glad you did!

Todd and his team were very helpful and attentive. They made the process as easy as they could. I highly recommend them to all my friends and family.

Todd and his firm are very responsive and knowledgeable. He was able to get me the best rate for my current situation. I have done numerous transactions with Todd in the past regarding buying and refinancing of my properties. I have always been impressed with his firms performance. I have, and will continue to recommend him to my family, friends and colleagues. I have worked with several lenders in the past and he beats them hands down. He is my to to guy for real estate loans!!!

As I was clueless about home purchasing process, our realtor recommended working with Todd and Bay Equity. Todd scheduled a meeting with us for free, and helped us understand the process, while answering any question we had. As a first time home buyers, it wasn't easy understanding the real estate jargon, but Todd was very helpful explaining everything to us. He was always available on the phone, spending his time answering promptly to any question we could think of. In California it's never easy buying a house, especially during a global pandemic! But Todd was able to close on our mortgage very fast, in less than 3 weeks. It was critical for us to be able to close fast, as there were a few offers on the table. Todd also was able to per-approve us in one business day so we can put an offer on the house very quickly. Of course he was also able to offer us great interest rate. Thanks Todd for a smooth process!

Working with Bay Equity was a great first time home buying experience. I felt like they were always working in my best interest and took the time to teach me all that I needed to know in order to purchase my first home. I always received prompt responses to any questions I had during the process and I felt that all personnel involved were very professional and helpful along the way. I would definitely use them again in the future and recommend anyone considering using them to call and inquire. I don’t believe you’ll be disappointed.