Title Loans in Sedona, AZ
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3 Best Car Title Loans in Sedona, AZ
- 3.5(5)3000 W State Rte 89A #200, Sedona, AZ 86336, United States“I see that my experience is aligned with one I read below. The glaring poor attention to detail, sloppy, haphazard way this Title Co. handled the closing of our pricey Sedona condo frankly had me traumatized to the point I was hoping the sale would fall apart to be able to start over with someone competent. First no documents were sent for my review for an out of state close without me asking repeatedly. Then I was assured someone was coming to my home to sit with me and guide me through a complex out of state closing involving a Trust. Instead, they just Fedex'd documents to my home with no forewarning which sat on my doorstep in the snow for 2 days as I was not there. They expected me to do a "self service" closing, figuring out all of these involved documents that were poorly marked with no instructions all on my own and get them notarized on my own and returned to them across the country for a closing two days later. Those documents were filled with so many errors, each page looked like a grade school child's graded spelling paper with whole sentences lined out and correct info written in the margins. Even the notary the next morning found more errors. No attempt was made to create a clean document as almost every page was filled with lined out items and handwritten corrections with arrows pointing back to the space. When I asked why they didn't send someone to my home to help me with this process as promised, I was told they decided to save me $250 without discussing this with me. This was over half a million dollars at stake, I would surely have paid that for the peace of mind that this was done correctly. I still don't have confidence that that paperwork won't come back to bite me some day. I was told prior to closing to sign a settlement form which was incorrect, as the "final" calculation of numbers knowing it would change when the closing occurred. I was in no way going to sign off something as final, that I had no way of signing off on once the correct figures were calculated. I had to direct them to, again with handwritten addendum, indicate this was subject to final tallies. Who does that on a legal document of this magnitude? Finally, the last insult, I was told to rush back my approval of the final numbers in order to close in time for the wire transfer to happen that day, which of course I accomplished. Gina Miller the escrow officer, indicated the funds would arrive "in the morning at the latest". The next morning the funds had not arrived, nor 24 hours later. I did some checking and realized they had filled out the wire form incorrectly, therefore my financial institution had to research this wire transfer to figure out where to place my funds which created the delay. The wire transfer instructions were clearly laid out in detail and sent to them by our wealth management and they still managed to screw it up. I wish I had not trusted the agents who referred me to these people. Now I need to take a hot bath and fix myself a stiff drink to recover from this nonsense.”
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Get a Quick Estimate of Your Title Loan Payment
Monthly Payment
$860.66
- Total Principal Paid:$10,000.00
- Total Interest Paid:$327.97
- Loan term:12 months
Show amortization schedule
Estimated Payment
$ null
- Total Principal Paid:$ 1,000.00
- Finance charge:$ 255.62
- APR:311.00 %
Payment Breakdown
Title Loans Providers Nearby in Sedona
Title company
Lawyers Title
4.9(0)
Credit union
Credit Union West
3.8(10)
Loan agency
ACE Cash Express
4.7(10)
Loan agency
FAQs
1. How Many Title Loan Companies Are Available in Sedona, AZ?
You can find 3 title loan providers in Sedona, AZ.3. What Do People Think About the Best Car Title Loan in Sedona, AZ?
The best auto title loan firms in Sedona, AZ is Empire West Title Agency (Sedona). You can find the latest comments on this company right here.
"I see that my experience is aligned with one I read below. The glaring poor attention to detail, sloppy, haphazard way this Title Co. handled the closing of our pricey Sedona condo frankly had me traumatized to the point I was hoping the sale would fall apart to be able to start over with someone competent. First no documents were sent for my review for an out of state close without me asking repeatedly. Then I was assured someone was coming to my home to sit with me and guide me through a complex out of state closing involving a Trust. Instead, they just Fedex'd documents to my home with no forewarning which sat on my doorstep in the snow for 2 days as I was not there. They expected me to do a "self service" closing, figuring out all of these involved documents that were poorly marked with no instructions all on my own and get them notarized on my own and returned to them across the country for a closing two days later. Those documents were filled with so many errors, each page looked like a grade school child's graded spelling paper with whole sentences lined out and correct info written in the margins. Even the notary the next morning found more errors. No attempt was made to create a clean document as almost every page was filled with lined out items and handwritten corrections with arrows pointing back to the space. When I asked why they didn't send someone to my home to help me with this process as promised, I was told they decided to save me $250 without discussing this with me. This was over half a million dollars at stake, I would surely have paid that for the peace of mind that this was done correctly. I still don't have confidence that that paperwork won't come back to bite me some day. I was told prior to closing to sign a settlement form which was incorrect, as the "final" calculation of numbers knowing it would change when the closing occurred. I was in no way going to sign off something as final, that I had no way of signing off on once the correct figures were calculated. I had to direct them to, again with handwritten addendum, indicate this was subject to final tallies. Who does that on a legal document of this magnitude? Finally, the last insult, I was told to rush back my approval of the final numbers in order to close in time for the wire transfer to happen that day, which of course I accomplished. Gina Miller the escrow officer, indicated the funds would arrive "in the morning at the latest". The next morning the funds had not arrived, nor 24 hours later. I did some checking and realized they had filled out the wire form incorrectly, therefore my financial institution had to research this wire transfer to figure out where to place my funds which created the delay. The wire transfer instructions were clearly laid out in detail and sent to them by our wealth management and they still managed to screw it up. I wish I had not trusted the agents who referred me to these people. Now I need to take a hot bath and fix myself a stiff drink to recover from this nonsense."5. Can I Apply for a Title Pawn Loan in Sedona, AZ Without Credit Check?
You should know that a credit check is a must according to the law.Fortunately, you can apply for car title loans online with no hard credit check via our online loan service. We work with a long list of trusted lenders who only run a soft credit check when offering you the loans you need at your emergency.
2. Do You Know The Top 3 Title Loan Companies in Sedona, AZ?
The top 3 auto title loan firms in Sedona, AZ are Empire West Title Agency (Sedona), Sedona Payday Loan Services, and TFC Title Loans.4. Can I Apply for a Title Pawn Loan in Sedona, AZ With Bad Credit?
Since your car title acts as a collateral, bad credit should not keep you away from applying for an auto title loan. You can go through the title loan lenders listed above and pay a visit to their stores. Or you can apply for car title loans online from our secure platform, which can save your time and energy.6. Can I Apply for a Title Pawn Loan In Sedona, AZ If I Am Unemployed?
Yes, you can get a title loan if you can show you are able to repay.7. How Can I Apply for a Title Pawn Loan in Sedona, AZ?
As mentioned previously, you can secure a title pawn loan from the stores listed above in person or visit our website to fill out an application form.