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Loan agency

BFS Capital W 38th St, New York

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  • Business Loans
  • Payday Loans
  • Signature Loans
  • Consumer Loans
  • Term Loans

Looking for a loan?

I want to borrow
I need it for
Debt Consolidation

This won't affect your credit score.


There are 5 customer reviews. Check out their experiences with this business.

4 / 5
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  • T

    Team Advanceline
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    they are dont seem to be in business and any client i have ever spoken to hasnt had a great experience or stayed

  • j

    john kim
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    Good program for the businesses those are stable, but in need of urgent funding. The first term is a bit harsh, but trust me when I say, it get's much better on second term around. Make sure to keep good relations with the company as far as payback is concerned. I am already looking forward to see next offer.

    Response from the owner

    Thank you John! We are here for you .

  • V

    Vish MAX
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    Sorry but did not have a good impression about BFS. When applying this company demands log in ID and passwords to access your bank accounts or merchant account. So I felt concern of them demanding this in order to grant you the loans This company sends unsolicited pre-qualifications to businesses under the name of Copperline Capital Companies offering 3-5 year business loans with rates between 5-9% and terms between 1-5 years, with no fees and and no prepayment penalties. Upon applying we were (surprise) not qualified for the offer sent and were instead shown an outrageous predatory loan demanding daily ACH withdrawals and an interest rate approaching 30% via BFS Capital. The loan agreement they sent asks the business to collateralize the loan, grant a personal guarantee and has default clauses for such things as changing your bank account, changing management or death. These are not uncommon requests, but are specifically identified as things they DO NOT require in their solicitations. A default would trigger immediate payment of the total balance. In addition their document requires you to give up your right to file bankruptcy, to hold harmless the lender and to go through arbitration in N. Carolina. There is NO prepayment option, the debt is to be senior secured and the origination fees run at 3 additional points. Finally the agreement also forces default if you were to take additional loans for your business. Oh and finally, they want you to login to your business banking website via a 3rd party (decision logic) who in turn uses yet another 3rd party (Yodlee) to verify and take payments from your business bank account so they have direct access to your accounts. If you are ok with giving numerous companies and 3rd parties the login info to your bank then they might be a good fit for you. In summary, this is about as predatory as a loan can get...Buyer beware these loans are designed to put you in default.

  • E

    Eric Salisbury
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    Excellent customer service. Willing to work through obstacles with their client. Amazing team.

  • C

    Chris Staub
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    Very simple process. Fast service. Easy to work with.

Business Info

263 W 38th St, New York, NY 10018, United States

Nearby Personal loans in New York


  • 1. What Can I Do to Contact BFS Capital?

    One of the easiest way is to call their phone number +1 888-320-0525. Another way is to complete an application on their website and wait for them to get back to you.
  • 3. What Services Does BFS Capital Offer?

    BFS Capital is famous for its many services including:
    • Payday loans
    • Business loans
    • Signature loans
    • Consumer Loans
    • Term Loans
    You can also get a payday loan online if you have a stable income.
  • 5. Is BFS Capital an Agency or a Lender?

    BFS Capital is a Loan agency. If you are not sure where to get a loan, you can turn to Fast Title Loans. With a focus on title loans, it can also help you get the best deal.
  • 2. How Can I Get to a Store of BFS Capital?

    263 W 38th St, New York, NY 10018, United States is the address of BFS Capital. Search for a route online so you can get there fast.
  • 4. How Do I Get a Loan from BFS Capital?

    You can visit their store nearby or request a loan on their website. It's worth noting that an online installment loan may suit your needs better. Visit this website to have a look. We suggest you learn about different financial services and make an informed decision.
  • 6. What Should I Do if I Can't Repay a Loan?

    Failure to repay a loan can lower your credit score. Contact the loan provider as soon as possible and see if you can change the term length.
  • 7. Can People With Bad Credit Get a Loan From BFS Capital?

    Yes. Borrowers can also request a quick personal loan online with bad credit through Fast Title Loans, which is a reputable loan services provider.